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Philip Van Zyl
Budgeting And Saving

In this recipe, founder and CEO of Simple Books, Philip van Zyl, shares valuable cash flow management insights, advice and tools.

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Philip van Zyl describes himself as a serial entrepreneur, and has the track record to prove it. He cut his entrepreneurial teeth on a series of tech and cloud-related small businesses in South Africa, before starting his current business, Simple Books, which is a Xero-based bookkeeping and technology business. He has a passion for turning complex topics into plain language, creating systems that add massive value, and helping people grow their businesses.


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10 Tasty Bites 

Below is a preview of what you can expect to learn in this recipe. 

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About This Recipe


When the cash runs out, the business dies. While all entrepreneurs know this, the stubborn ones need the first-hand experience to buy into and actually implement the concepts of budgeting and saving.

And this, says Philip van Zyl, is why 90% of successful budgeting is getting the business owner to do it. In this recipe the founder and CEO of Simple Books also unpacks why cash flow is all about timing, shares the wisdom of having separate bank accounts, and explains why saving is so important and how to do it.

What You'll Learn


The wisdom of starting like you mean to finish applies to cash flow management too. Firstly, the quality of your business plan must be such that you raise enough start-up funding to keep you in cash until the business is established. Secondly, the habits and systems you put in place to manage the start-up funding should be sound enough to create confidence in future investors.

This recipe underlines the importance of building budgeting and saving into your company culture from the start, and explains how budgeting and forecasting work together. You will also learn why enough savings to cover three months of expenses should be your objective, along with simple ways to keep your own fingers out of the savings jar, and practical tips on where to find money to save.


Learn from someone who speaks from a position of real authority, perspective and experience.


Implement practical tips and techniques learned in the trenches - doing, rather than talking.


Join a cohort of like-minded entrepreneurs in our growing community and share your learnings as you go.

Get Learning

This entrepreneurial micro-course will take you only a few minutes per day (or you can binge if you want to). Feel free to skip around and please let us know what you think. 

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Deep Cuts 

Love this recipe? Here are some additional videos to delve even further into the topic.


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