Sign Up

Caroline Van Der Merwe

Employee Wages

Caroline Van Der Merwe shares her recipe on how to improve workforce by sharing motivating performance programs.

Tuck In

Caroline has over eight years of experience designing and implementing employee performance improvement programmes for large enterprises across sub-Saharan Africa. She holds an MBA from the University of Cape Town and a Masters in Management from the Yale School of Management. Caroline co-founded SmartWage in 2020 and leads the product and operations part of the company. She is passionate about building technology for underserved customers.


Not a Heavy Chef member yet? 

To access all recipes, sign up here.

10 Tasty Bites 

Below is a preview of what you can expect to learn in this recipe. 

Tuck In

Not yet a member? Sign up to Heavy Chef here.

About This Recipe


A huge percentage of the South African population belong to the lower income bracket. To subsidise their low salaries, many turn to pay day loans and other loan solutions, sinking further into debt with each cycle. Earned wage access - allowing employees access to a portion of their salary before the end of the pay cycle - is one way to combat this. Passionate about creating tech that makes a positive change, Caroline van der Merwe is the co-founder of SmartWage, a pioneer in the local earned wage access space. She explains how employee benefits like SmartWage can help your business.

What You'll Learn


As the co-founder of SmartWage, a pioneer in the local earned wage access space, as well as being someone who is passionate about building technology for underserved customers, Caroline van Der Merwe has made it her business to understand the wage system as thoroughly as possible.  In this recipe, Caroline unpacks earned wage access and how it can empower your employees.


Learn from someone who speaks from a position of real authority, perspective and experience.


Implement practical tips and techniques learned in the trenches - doing, rather than talking.


Join a cohort of like-minded entrepreneurs in our growing community and share your learnings as you go.

Get Learning

This entrepreneurial micro-course will take you only a few minutes per day (or you can binge if you want to). Feel free to skip around and please let us know what you think. 

Tuck In

Deep Cuts 

Love this recipe? Here are some additional videos to delve even further into the topic.


Why Are Heavy Chef Recipes So Highly Regarded? 

One Tasty Recipe.
Ten Tiny Bites. 

Each Heavy Chef recipe is made up of ten focused 'learning bites' of five minutes or less. 

For Entrepreneurs.
By Entrepreneurs. 

Continually focusing on the needs of our ever-growing community of entrepreneurs. 

Access Anytime. Anywhere. Anyhow. 

As long as you have an internet-enabled device, you can digest a tasty learning bite. 

Not yet a member? Sign up here.

Want Even More?

Heavy Chef has thousands of learning bites, just like these. Search from technology, leadership and creativity topics, served up by the heaviest chefs in the world. 

Search Recipes